Terms and definitions to help you understand and get the most of your credit.
A
Acceleration Clause
Account
Add-on interest
Adjusted Balance
Adverse Action Notice
Annual Percentage Rate (APR)
Available Credit
Average Daily Balance
B
Balance
Balloon Payment
Bankcard
Bankruptcy
Billing Date
C
Chargeback
Chargeback
Charge-off
Collateral
Consumer Credit
Consumer Credit Counseling Service
Contractually Liable
Cosigner
Credit
Credit Bureau
Credit Card
Credit Disability and Credit LIfe Insurance
Credit Limit
Credit Report
Credit Scoring
Credit Union
Current
Cycle Closing Date
D
Delinquent
Derogatory
E
Equity
F
Finance Charge
Foreclosure
G
Grace Period
H
Home Equity
I
ICA Number
Inquiry
J
Judgment
L
Late Fee
M
Monthly Payment
O
Over Limit Fee
P
Past Due
Periodic Rate
Placed Account
Prepayment Penalty
Public Record
R
Re-age
Revolving
S
Secured Debt
Sold Account
T
Truth in Lending Act
U
Unsecured Debt
V
Variable Interest Rate
|
|
|
